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Meseret Haileyesus

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The CCFWE takes a lived-experience, evidence-centred, equitable and intersectoral approach to combating economic abuse and empowering women to thrive.

Breaking the silence. Breaking down silos. Building a holistic system that prioritizes survivor safety, punishes coercive control, and ensures women’s economic rights.

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Safeguarding women’s financial dignity.

Sabotaging her job. Refusing to work. Taking her money. Demanding she account for every cent. Destroying her credit. Denying her food, clothing, transportation, a telephone, education, employment, medications, heat, housing. Threatening her access to her children. Refusing to pay child support.

These are just a few examples of economic abuse. It’s a form of domestic violence that affects most women in abusive relationships — often preventing them from leaving or forcing them to return to their abuser. The effects, says Meseret Haileyesus, can be lifelong, and ruinous.

“Even after a woman has left the perpetrator, the impact of ruined credit scores, poor mental health, sporadic employment histories, and homelessness caused by the violence can make it extremely difficult to pursue economic safety.”

Through the Canadian Centre for Women’s Empowerment, Meseret is tackling economic abuse, working with victims, frontline workers, financial institutions, governments, criminal and family justice systems, researchers, and other stakeholders to address policy and procedure gaps and advocate for women’s economic rights and justice. The CCFWE is the first and only organization of its kind in Canada.

Intersectoral action, says Meseret, is essential to break down the silos and address the critical policy gaps that can leave women vulnerable. From bank tellers to shelter workers, credit agencies to courts, utility companies to landlords, she says, we need to understand, recognize and work together to eradicate economic abuse so that women can recover and thrive financially.

The CCFWE conducts research, creates policy and legislation recommendations, provides training, and develops digital tools, mobile applications, and other innovative strategies to recognize, address, and ultimately prevent economic abuse. For example, in partnership with the CCFWE, the National Taskforce for Women’s Economic Justice is developing Canada’s first Economic Abuse Screening Tool for banks, shelters, lawyers, and healthcare providers. The CCFWE advocates with the Financial Consumer Agency of Canada to create a financial code of conduct for Canadian banks to protect and support women.

As a result of Meseret’s grassroots advocacy and policy influence, economic abuse has been included in Canada’s National Action Plan to End Gender-Based Violence. Meseret is actively advocating to include economic abuse in the National Financial Literacy Strategy. She has served as an invited witness to the Standing Committee on the Status of Women at the Canadian House of Commons.

In collaboration with FinPowered and Miss World Canada 2020, CCFWE provided more than 85 free workshops on financial literacy in women’s shelters across Canada in 2021. Its National Economic Injustice Awareness day was recognized by 31 cities across Canada and at the House of Commons.

Meseret is a proud mother whose daughter motivates her to work toward a more just, fair and inclusive society that protects and advances the well-being of women and girls.

Highlights from the Network

CCFWE wins Community – Women’s Health and Wellbeing Award at Canadian Women’s Entrepreneurship Industry Gala
Meseret sheds light on the pervasive issue of economic abuse in domestic violence in this Forbes article
Founder of Ottawa-Based Women’s Charity Wins National Changemaker Award
Policy change needed to end economic abuse
meseret ctv article
Ashoka Fellow Meseret Haileyesus shares her expert insight on how economic stress amplifies domestic abuse in CTV News interview
The impact of intimate partner economic abuse on mental health
2021 Women of Inspiration™ Award Winners

Lee White

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ChinookX is building next-gen solutions for data sovereignty and climate action, grounded in a deep respect for Indigenous ways of knowing and being.

With ChinookX, Lee White is positioning First Nations as the best possible stewards of the environment, as well as their own and others’ personal data.

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Indigenous Innovation for a Sustainable Future

Lee White has three main passions: data sovereignty, climate activism, and Indigenous reconciliation. As co-founder of ChinookX Technologies, he’s combined all three. ChinookX partners Indigenous communities with the tech sector to build data projects powered by Indigenous-owned, clean-energy sources. In the process, it’s helping to create a strong foundation for Indigenous economic and cultural autonomy.

“The current state of the Internet — of our collective digital existence — is fundamentally exploitative,” says Lee. “Centralized tech powers, like Facebook and Google, have monetized individual data for massive profit, without regard for community and environmental well-being.”

Data exploitation is all too familiar to Indigenous peoples, who have long seen colonial governments and corporations collect, store, disseminate, and profit from their information without their input or consent. Indigenous data, notes Lee, has been used to create policies and narratives that perpetuate the colonial stranglehold on and economic exclusion of First Nations communities.

With ChinookX Technologies, Lee is focused on data sovereignty — the ownership, control and monetization of content and data — for First Nations. ChinookX partners with Indigenous communities to develop Indigenous Innovation Districts (IIDs) and StoryBox servers. These data centres, powered by clean energy, are built on Indigenous lands. IIDs provide the infrastructure for Indigenous data sovereignty, as well as a revenue stream by way of data storage and processing for broader communities. It’s a model that positions Indigenous peoples to flourish in the next iteration of the internet.

By integrating IIDs with SMARTGrid technology, Indigenous communities can also regulate and optimize local and regional energy usage, establishing their own energy utilities while generating revenue. A third revenue stream comes from leasing land to innovative enterprises seeking data services powered by clean energy. In all, explains Lee, ChinookX data centres can generate up to $30 million in annual revenues for individual First Nations.

ChinookX continues to nurture relationships with software developers developing a more equitable and sustainable Internet, or “Web 3.” To that end, Lee works closely with Indigenous developers, as well as partners like BlockChain@UBC and the Human Data Commons Foundation to create blockchain code informed by traditional Indigenous consensus protocols.

ChinookX’s ultimate vision, says Lee, “is to see Indigenous communities across Turtle Island achieve their own unique economic, social, sustainability, and political goals through Indigenous Innovation Districts.” He envisions “a network of allyship in the tech sector, in the spirit of reconciliation and a sustainable future for us all.”

Asmaa Ibnouzahir

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With Institut F, Asmaa Ibnouzahir is shifting mindsets within Muslim families, Muslim communities, and secular institutions and society to create opportunities for Muslim girls and women to flourish.

Asmaa Ibnouzahir is creating a safe space of solidarity for Muslim women, one that allows them to embrace and integrate their multiple identities in a creative community.

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Quebecoise, Muslim, and Empowered.

Asmaa Ibnouzahir immigrated from Morocco to Montréal, Québec, in 1994 at the age of 14. As a young Muslim woman, thrust into a sharply secular culture, she found herself at the crossroads of two seemingly incompatible worlds: Islam versus Québec society.

That experience — navigating the racism and Islamophobia she encountered at school and work, and the gendered structures of her religious community — became the foundation of Asmaa’s career and activism. Her activism within national and international grassroots organizations helped her gain an in-depth understanding of Islamic feminism — chronicled in part in her 2015 book, Chroniques d’une musulmane indignée (Chronicles of an Indignant Muslim).

Today, Asmaa has channeled those experiences into Institut F. Established in 2017, its goal is to empower Muslim women and young people with strategies, knowledge, and resources to successfully navigate the divides within and between their home and religious communities on the one hand and wider Québec culture on the other. Through education, research and development programs, designed and delivered mainly by Muslim women for Muslim women and girls, Asmaa aims to contribute to the world in which Muslim women are fully recognized members of — and leaders in — their families and their civic, cultural, and religious communities.

For example, Cultiver un leadership d’excellence (CLE) is Institut F’s cross-sector development program for Muslim women. Participants are trained in anti-oppressive discourse and leadership skills, and use this understanding to foster dialogue, change, and equity in their homes, at work and school, in Muslim communities, and in society at large.

Key to Institut F’s success is a systemic focus. Asmaa works across concentric rings of influence to transform the different environments where Muslim women and girls learn, work, and live. For example, the En famille, en harmonie program fosters positive environments for Muslim women and girls in their homes. Textes et Contextes promotes dialogue between Muslim women and imams, creating spaces for women’s voices within their religious communities. Institut F currently collaborates with more than 25 organizations, including representatives from the City of Montréal, public schools, police services, and libraries. Asmaa brings together service providers and racialized women in dialogue, giving providers a better understanding of how they can become better allies and more accessible to racialized women and allyship.

“Plurality,” says Asmaa, “is at the heart of my identity.” With Institut F, she’s helping to create a Québec — and a world — where Muslim women, girls, and young people are able to bridge the apparent divides of their worlds to embrace their full potential.

Highlights from the Network

Reconciling Islam and sport: a Quebecer launches the “sports hijab”
Asmaa participated in the documentary My Muslim Sisters
asmaa on radio
Hear Asmaa discuss doing Ramadan when you are a young Muslim in Quebec
Y’a du monde à messe [Podcast]
Watch the documentary Pluri’Elles, produced by Institut F.
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Empowering Immigrant Women in Mercier-Hochelaga-Maisonneuve: Asmaa Ibnouzahir’s Pioneering Work Highlighted in Comprehensive Needs Analysis Report

Mark Abbott

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Creating a world where tech stewardship is the default identity, orientation, and practice across a broad range of professions and sectors — in Canada and around the world.

The Engineering Change Lab is helping to launch a community of technological stewardship, creating a platform to support tech professionals and communities as they successfully navigate the value tensions inherent in their work, and build a better world for all.

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The program has taught me valuable lessons about the ethical use of technology and the importance of considering the potential impacts of my work on society. These are essential skills that will help me become a responsible and effective professional in the tech industry.”

Program participant

Building a more ethical, intentional technological future

“Wait: what is engineering?”

That question — posed, ironically, by the dean of a Canadian university engineering program — has driven Mark Abbott for more than a decade.

As an “accidental engineer,” Mark worked his way up through the corporate engineering ranks, growing increasingly dissatisfied with the disjunct between his profession’s relentless focus on developing technology for human convenience — while shying away from the larger, often negative, impacts of that technology on humanity.

Real change, Mark realized, needed to come not from tweaks here and there in the engineering profession to make it “greener” or more diverse, but from a radical reimagining of engineering itself. “We need to critically rethink about how and why we build technology, not to mention who builds it, who governs it, who has access to it, and who and what is displaced by it.”

In 2015, Mark established the Engineering Change Lab to grapple with such questions — and as a platform to redefine the profession and its relationship to the larger world. The lab established the framework of technological stewardship: a set of principles, tools, and practices that enable a purposeful, regenerative, inclusive and responsible understanding of the role of technology and the professionals who create and apply it in everyday life.

Too often, explains Mark, tech creators polarize between the questions of “Can we do it?” and “Should we do it?” while Technological stewardship takes a “both/and” approach, bringing together the best of both mindsets, and creating a space for professionals to productively grapple with and navigate the value tensions inherent in their careers.

The ECL has brought together more than 350 leaders from 150 tech and engineering organizations, as well as partners in the arts, social justice, environmental and Indigenous communities. It is collaborating with Canadian colleges and universities from across the country on a pilot project to embed technological stewardship as a foundation of education, and with companies to leverage the concept professionally and to build social responsibility and inclusiveness into new technologies.

Mark envisions tech stewardship becoming the new normal not only for engineering in Canada, but for a wide range of professions, nationally and internationally. He’s passionate about collaborating across borders and sectors to foster this broader movement — “So reach out to me!”

Ultimately, Mark envisions a world where everyone is a tech steward. “We all constantly interact with a wide range of technologies; therefore every citizen has a role to play in shaping our co-evolution with our technologies. Real change takes a movement, and movements are successful when individuals unite around a common purpose towards a tipping point.”

Highlights from the Network

engineering the future podcast
Mark Abbott Explores Tech Stewardship’s Role in Engineering on ‘Engineering the Future’ Podcast
engineering the future podcast
Mark Abbott Delves into Tech Stewardship’s Impact Across Industries in ‘Engineering the Future’ Part 2

Bryan Gilvesy

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Community-developed, farmer-delivered, science-based: ALUS builds creative, cooperative partnerships between farmers, conservation agencies, and governments to create innovative and effective solutions to pressing environmental problems.

ALUS helps farmers and ranchers build nature-based solutions on their own land — expanding and sustaining biodiversity, agriculture, wildlife, and natural spaces for communities and future generations.

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A farmer-centric approach to land conservation

Want to create healthy landscapes? Get farmers and ranchers on board.

That’s the brilliantly simple concept behind ALUS, which harmonizes the demands of agriculture with the health and functionality of the natural environment. Farmers are the single largest group of landowners in North America, points out ALUS CEO — and 2021 Ashoka Fellow — Bryan Gilvesy. “They’re therefore in a unique position to provide solutions to environmental challenges like climate change or biodiversity loss.”

Historically, governments and conservation agencies have incentivized farmers and ranchers to protect pieces of their land, making them unusable. Or, agencies impose penalties for not complying with environmental regulations. Neither approach has done a particularly good job of fostering environmentally sustainable farming practices — let of enabling positive relationships between agencies and agricultural workers.

ALUS — the name is an acronym for “Alternative Land-Use Services” — is changing that. The organization, which currently operates in six provinces and 31 communities, puts farmers at the centre of agricultural sustainability efforts. It trusts these landowners to identify, initiate, and maintain environmental projects on their own land — for example, restoring a wetland on marginal or uneconomic parcels — and supports them financially, technically, and practically throughout the process. Ranchers and farmers are rewarded to maintain or enhance the natural ecosystems (like watersheds and wetlands) already on their land, and to actively produce new ones.

Currently, more than 1,100 farmers and ranchers actively take part in ALUS projects on more than 32,000 acres of land in Canada. That’s 32,000 acres in the service of cleaner air, cleaner water, carbon sequestration, greenhouse gas reduction, natural habitat restoration, erosion control, flood mitigation, pollinator support, and wildlife habitat — to name a few.

What’s more, the ALUS approach helps to create multifunctional farms, where — in addition to food and fibre — ecosystem services are part of the revenue stream. Under Bryan’s leadership, ALUS has created the New Acre, a credit that allows companies and governments to invest in nature-based projects as a way of furthering their own environmental-social-governance (ESG) and greenhouse-gas-reduction goals. Those investments flow back to farmers and ranchers, who are paid per acre for the projects they implement.

As a third-generation tobacco farmer and present-day cattle rancher, Bryan actively embodies the ALUS approach: His Y U Ranch in Tillsonburg, Ontario, is an official demonstration site for the organization. Bryan combines his agricultural experience with his business acumen; he studied at the Richard Ivey School of Business at Western University in London, Ontario, where he is currently Executive in Residence for Agriculture and Sustainability. Under Bryan’s leadership, ALUS has grown and thrived — much like the thousands of acres of land under its stewardship.

Highlights from the Network

alus canada funding
Ontario commits $2.8 million to ALUS Canada for wetland restoration in Eastern Ontario
alus funding
After growing 20% in 2020, ALUS will now fund stewardship projects on 6,000 acres of Prairie ranchland
Watch how ALUS delivers data tools to better understand how natural infrastructure benefits water quality and the environment in the Lake Erie basin
alus red deer
Read how these farmers promote sustainable agriculture and environmental protection on their beef farm with ALUS

Cheryl Perera

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OneChild founder and CEO Cheryl Perera is helping to build a world where children can understand, exercise, and protect their universal rights to live free of sexual exploitation.

Prevention focused, survivor informed, youth empowered: OneChild is empowering children and youth to lead the fight against sexual exploitation.

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One child exploited is one child too many

Children and youth are the — often under-recognized — experts in their own lives. Empowered with the right information, training, and support, young people can create and drive solutions to the problems that plague them.

Those are the premises behind OneChild, which provides young changemakers with the resources to combat the sexual exploitation of children (SEC) around the world.

For OneChild founder and CEO Cheryl Perera, it’s an approach that stems from her own youth activism. She founded the organization in 2005 at the age of 19, after learning about SEC through a high school project. In her native Sri Lanka, Cheryl acted as a decoy — a 15-year-old girl exploited in the sex trade — in a sting operation that ended in the successful apprehension of a child sex offender.

Today, OneChild empowers children and youth to take action against SEC through preventive education, advocacy and mobilization, and survivor empowerment. The organization has reached more than 81,000 people in 11 countries.

In Canada and the US, for example, OneChild’s youth-led school prevention education and leadership workshops teach elementary and high-school students to recognize the signs of child sex trafficking and ask for help. Students learn how to plan actions to combat SEC in their communities and around the world. Since 2005, OneChild has reached more than 37,000 youth. Nearly 90% of students who have taken part in its workshops report that they know the warning signs of SEC and how to spot a victim. More than 55% report that they’re prepared to take action on the issue after just one of OneChild’s presentations. OneChild provides students with resources to support continued learning, designated action campaigns, and mentorship to be agents of change.

Youth who are particularly passionate about the issue can join the Youth Advisory Squad, where they receive year-long, in-depth changemaker training on SEC. OneChild brings its youth activists to the table in policy dialogues with government and industry. For instance, it partnered with companies such as Air Canada to develop the first nationwide awareness campaign on exploitation and trafficking in travel and tourism — an effort that united airports, travel agencies, airlines, and consulates, ultimately reaching millions.

OneChild also provides training for parents, educators, community groups, faith communities, corporations, and law enforcement on understanding SEC and their role as allies in the fight against it.

Cheryl has been distinguished as a World Economic Forum Young Global Leader, and as one of Canada’s Top 100 Most Powerful Women. In March 2020 she was appointed to the Order of Ontario, the province’s highest civilian honour. She continues to fight tirelessly to build young people’s capacity to protect themselves and their peers in the global fight against sexual exploitation.

OneChild

@OneChildNetwork

Highlights from the Network

Watch the story of how Cheryl founded OneChild
onechild
Teens are not for Sale| Learn how to spot sexual exploitation of children
onechild
Meet the members of the 20-21 Youth Advisory Squad, ambassadors and advocates to stop SEC in their communities and in Canada
Learn about Cheryl’s story

Elsie Amoako

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Building the infrastructure for birth justice in the Black community.

Elsie Amoako’s Mino Care supports black birthing persons and families to learn about and protect their rights — and each other. Mino Care links Black birthing persons with Black and allied birth professionals — like midwives, doulas, and pelvic floor therapists— and is building frameworks for Black families to access healthy, equitable, and culturally safe birthing care.

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A platform for Black maternal health

Giving Birth While Black: It should be an intense, joyous, safe, and supportive process. For too many African, Caribbean, and Black (ACB) parents-to-be, though, pregnancy, birth, and postpartum care can be sites of trauma. What’s more, Canada lacks strong data to support research into best practices and policies to support ACB moms and birthing people.

Researcher and advocate Elsie Amoako aims to change all that. Her organization, Mino Care, is transforming pregnancy, birth, and postnatal care for Black and racialized communities in Canada — with the goal of building a better and more just birth system for everyone.

For example, research suggests that Black women and birthing people fare better when they are supported by professionals from the same racial background. Mino Care is developing an ever-expanding network of Black birth professionals — from obstetricians, midwives, and doulas to pelvic health specialists, lactation consultants, therapists, and more — who can serve Black clients in a culturally safe manner. She’s created partnerships and leveraged funding so that these services can be made available to all Black parents, specifically those who would otherwise not be able to afford them. As a result, Mino Care is increasing demand for Black birth professionals while incentivizing more racialized professionals to enter the maternal healthcare workforce.

Mino Care also focuses on education, providing birth justice workshops to help Black parents and parents-to-be understand their rights and navigate the healthcare system.

Elsie has been working with partners in Black birth work to develop a certified, university-accredited, social-competency birth curriculum for new and existing birth professionals, however this has been delayed due to limited funding. The organization convenes an annual, national conference- MinoFest: The Racialized Reproductive and Maternal Health Conference; which since 2018 to 2023 (not including 2020 & 2021) , has brought together more than 2000 government, civil society, community, and healthcare stakeholders to build support for integrating racialized care into provincial and federal health policy — work that is leading to the development of Canada’s first Black Maternal Health policy group.

Through all these activities, Mino Care addresses the dearth of race-based data on pregnancy and birth outcomes in Canada. The organization is building the credibility to ethically collect data from the communities it engages, which will help to provide the information we need to create effective policies and programs to support Black maternal health.

In its first year – 2019 — Mino Care reached over 400 Black parents in Ontario. Elsie plans to launch a Mino Care app to connect ACB maternal health providers with clients and community members. Longer-term, she hopes to introduce predictive technologies that can anticipate and prevent health crises for Black parents-to-be.

“For me,” she says, “this is about ensuring that we have a legacy, that we are normalizing the experience of culturally safe and accessible maternal care and creating a positive impact in the lives of Black women and birthing persons globally.”

Highlights from the Network

Championing Culturally Safe Care & Birth Justice ft. Elsie Amoako
Discover Mino Care: Your Gateway to Culturally Safe Perinatal Health
the future collective 2024 cohort
Mino Care Joins Fiverr’s 2024 Future Collective, Empowering Black Entrepreneurs Across Industries
Watch Elsie sharing some lessons learnt from launching her startup Mommy Monitor
mommy monitor
Mommy Monitor aims to improve birth outcomes for racialized women
mommy monitor
Mommy Monitor selected for the second Google for Startups Accelerator for Black Founders cohort
elsie-highlight
Mommy Monitor wins top-prize for the early-stage category at UofT’s Innovation week

Al Etmanski

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What makes a good life? Building the infrastructure for full social and economic inclusion of people with disabilities.

Al is helping to design and promote a disability benefit that will permanently lift all Canadians with disabilities out of poverty.

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Rethinking disability.

Al Etmanski has applied the discipline of imagination to the world of disability. In the process, he’s transformed — for the better — the way families, communities and governments understand, include and care for people with disabilities. He’s learned how to be an ally of disabled peoples’ movements to assert their social, artistic, economic and political power.

When his daughter Liz was born, it didn’t take long for Al Etmanski to realize a fundamental truth: Liz’s Down Syndrome wasn’t going to stand in the way of her quality of life. Rather, society’s structures and attitudes towards disability would be the real deciding factor in his daughter’s ability to thrive. Since that moment, he’s been a tireless ally and advocate for “recognizing people with disabilities for who they are: authoritative sources on creativity, resilience, dealing with adversity, and living a good life.”

In 1989, Al and his wife, Vickie Cammack, co-founded the Planned Lifetime Advocacy Network (PLAN) to help parents and primary caregivers create community-based estate and social plans for people with disabilities. Instead of focusing on programs and services, they asked, “What constitutes a ‘good’ life?” Then, they applied those pillars — relationships, home, choice, contribution, wealth — to every solution and innovation in their work.

The PLAN approach, versions of which have been adopted around the world, builds “Personal Networks” around people with disabilities, made up of people who share interests and commit to being part of each other’s lives. In 2008, Al led his team in establishing the world’s first Registered Disability Savings Plan (RDSP). Today, Canadian RDSP deposits totalling more than $4 billion collectively benefit hundreds of thousands of Canadians living with disabilities, and provide their parents and caregivers with peace of mind. Al and Vickie followed up by developing Tyze Personal Networks, an online tool to bring together communities of people around receivers of care.

PLAN has spurred policy change, expanding, for example, British Columbia’s legal definitions of guardianship, disability, and capacity in order to empower people with disabilities to make more decisions for themselves and their care, and to recognize trusting relationships as an alternative to guardianship.

On his own and with Vickie, Al is the author of four books: Safe and Secure: Seven Steps on the Path to a Good Life for People with Disabilities; A Good Life — For You and Your Relative with the Disability; Impact: Six Patterns to Spread Your Social Innovation; and The Power of Disability: 10 Lessons for Surviving, Thriving, and Changing the World.

Al and Vickie — who were awarded the Order of Canada in 2014 — led the initiative that became the influential Social Innovation Generation, sponsored by the J.W. McConnell Family Foundation. Their innovative, imaginative approach to changemaking has inspired generations of social entrepreneurs and spurred design innovations that leverage policy, social, and market systems for everyone’s benefit. “The discipline of imagination,” he says,” is key to monumental versus incremental reform.

Highlights from the Network

disability movement
Rethinking the disability community’s role in shaping the reality of the 21st century
covid canada
Social innovations have emerged during the pandemic. Al explains how to ensure they stick around.
al etmanski
Vicki and Al Etmanski are awarded the Order of Canada in 2014
the power of disability
The Power of Disability: 10 Lessons for Surviving, Thriving and Changing the World
Etmanksi talks about culture shifting and social innovation at Portland State University
canadian disability benefit
Al Etmanski Advocates for Historic Guaranteed-Income Policy for Disabled Canadians
al etmanski sfu podcast
Field Notes from the Disability Justice Movement – Al Etmanski in conversation with SFU’s Am Johal
canada disability benefit
Cross-Party Coalition Rallies for the Implementation of Canada Disability Benefit

Brett Matthews

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With My Oral Village, Brett Matthews aims to ensure that no one is left behind in an increasingly digital global economy.

Brett Matthews is creating systems that support the world’s billion innumerate adults to participate safely, independently, and meaningfully in the modern digital economy.

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Financial independence for “oral” adults

Brett Matthews envisions a world in which Oral Information Management (OIM) democratizes access to banks, ATMs, and digital applications, and where even those who cannot read or recognize written numbers can manage their money and participate in the economy.

Numeric representations of money — think $1,250, €17, ₹24,300 — are the literary currency of the modern economy, necessary for almost any business or financial transaction.

And yet, approximately a billion adults around the world can’t read or write ordinal numbers like these. As we phase out cash and move to an increasingly digital economy — a move accelerated by the Covid-19 pandemic — these people, most of whom are women, risk being sidelined from economic systems and pushed, or pushed further, into poverty.

Brett Matthews is changing that. With My Oral Village (MOVE), he is creating a set of oral information management (OIM) tools that bridge the gap between ordinal literacy and the strategies that “oral” adults have used for millennia to understand cash systems. The result? Adults with no or low literacy or numeracy skills can use digital financial services autonomously, safely, and in real time. They can also build financial literacy, using OIM, for example, to learn to read three-digit numbers or payment transfers on their mobile phones — skills that help to alleviate poverty.

MOVE is just the latest in Brett’s decades-long focus on disrupting the global marketplace with an eye toward equity. As an undergraduate student, he led a campaign calling on Brock University to divest from companies attached to apartheid. In the 1990s, he founded the Ethical Pathways Investment Club, one of the first investment clubs in Toronto with explicitly ethical stock-picking criteria. A career in microfinance and years of research in oral communities across Asia, Africa, and the Pacific gave him a grounding in the root causes of financial exclusion and provided the impetus and data to build a first-of-of its-kind financial numeracy indicator, which he wants to see mainstreamed into the movement for financial inclusion and reflected in the next round of global development goals.

Brett founded MOVE in 2012. To design, test and implement tools and solutions, he’s working with local partners in Cambodia, Bangladesh, India, Timor-Leste, the Solomon Islands, and Tanzania. He’s developing an app in partnership with Hover, a Seattle-based fintech company. He’s engaging telecom companies, graduate programs, banks and remittance firms to show them that OIM can be adopted profitably, with limited risk. And he’s collaborating with the universities of Western Ontario, Waterloo, and Toronto, as well as Centennial College and Alliant University, to catalyze OIM science.

By 2019, more than 5000 people were using MOVE’s tools. Brett’s goal? To see 100 million oral adults acquire the skills they’ll need for full financial inclusion, by the year 2030.

Jeff Cyr

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Bridging the space between Indigenous business and private capital

Métis negotiator and entrepreneur Jeff Cyr is bringing full economic citizenship to historically excluded Indigenous populations, democratizing access to capital, information, and sustainable wealth.

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From forced dependency to economic self-determination

With Raven Indigenous Capital Partners, Jeff Cyr is connecting Indigenous entrepreneurs with capital — and creating opportunities for economic Reconciliation within the investment community.

The reconciliation economy

Canadians are increasingly aware of the devastating, multigenerational impacts of residential schools on our Indigenous populations. But colonialism continues to reinforce poverty in our Métisand First Nations communities by lesser-known but highly problematic means: the systemic exclusion of Indigenous people from the mainstream economy.

Paternalistic and racist policies treat Indigenous communities as “wards of the state” rather than as full economic citizens. For example, reserve land cannot be used as collateral, making it hard to get loans. On many reserves, people may own their houses but not the land they are built on, a situation that makes it impossible to build equity. The vast majority of First Nations communities do not have a bank within their boundaries, making it difficult for residents to establish or maintain credit ratings, or access financing. Generations of colonialism and systemic racism have disproportionately excluded would-be Indigenous entrepreneurs from tapping into intergenerational wealth — a common source of capital for startups from more privileged communities.

Métis negotiator and entrepreneur Jeff Cyr has developed a new model for Indigenous economic growth. In 2017, he and two partners co-founded the Raven Group, which includes Canada’s first Indigenous venture capital intermediary and the Raven Indigenous Impact Fund, the first of its kind in Canada. The fund will provide not only capital but education and support to Indigenous social enterprises across the country.

With the Raven model, communities — not the federal government — set their own development priorities, and then brainstorm Indigenous-led solutions to address those priorities. Indigenous communities and entrepreneurs are supported through a solutions-lab model to identify needs and desired outcomes, map existing assets, and connect with impact investors as well as “outcome purchasers” — like government departments and foundations — who repay the original investors once the venture is successfully launched. The model, Jeff explains, transforms historical power dynamics from dependency to self-determination and makes use of the federal government “pay-for-performance” policy that rewards organizations that deliver on desired social and environmental outcomes.

Fundraising for the Raven Indgenous Impact Fund far surpassed its initial goal of $5 million: with $17.5 million in committed capital, Jeff and his partners are looking to raise $20 million by the year’s end. There’s a huge opportunity, he says, for sustainable, Indigenous-led economic growth in Canada. Through Raven, he’s determined to foster it, bringing full economic citizenship to Indigenous communities.

Highlights from the Network

cyr
Jeff Cyr on how we can decolonize impact investing on Future of Good
Globe and mail: New Venture Capital fund helps Indigenous business scale
cyr
Impact Investing Podcast with David O’Leary and Jeff Cyr: Revitalizing the Indigenous Economy
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Raven Indigenous Capital Partners Announces Investment In Cheekbone Beauty Cosmetics